Subud California offers a Tenant Liability Insurance Policy (TULIP) for people who wish to rent a Subud CA Center Hall, but who do not have their own liability insurance. The renters’ own liability insurance is preferred where available, but individuals or small groups that do not operate as a business may not have appropriate liability insurance.
Policies are purchased directly by each renter from OneBeacon Entertainment, by filling out a brief form online and paying by credit card at this website:
http://www.onebeaconentertainment.com/OneBeaconEntertainment/pages/products/tulip.page?
There is an overview of how the policy works on this web page. The renter can complete the insurance policy by clicking on the “Purchase or Quote” button on the right side of the page.
Steps for Tenants to Complete the Form
1. The renter can enter the code for the specific center or can search for the word “Subud” in the text box, which will bring up a list from which the correct center can be chosen. Either approach will then populate the form with the specified center’s address. The renter then clicks on the “Next” button.
2. Next, the renter enters details about the nature of the event. There is a drop box where the renter can pick from a list of possible types of events. There may not be one which is exactly the same as their event; they should pick the closest approximation in terms of size, type of participant, level of activity, etc.
3. When the fields are completed, the screen will expand to ask for date(s) of the activity. If the event is a monthly or weekly class, the renter must use the calendar to specify each actual date for the class for the whole year (the policy year runs from December 1-November 30 of each year). Only those dates specified are covered by the insurance, so it’s important that the renter is able to stick to the schedule they have chosen. The renter then clicks “Next.”
4. The renter then sees a page which presents a quote based on the type of event and number of instances. In order to complete the policy the renter now enters their own address and contact information and is prompted for a credit card.
5. Once the renter has entered all the requested information, and submitted the form, the form is processed online and the renter receives a certificate for the liability coverage by email. The renter should print and retain this. A copy will also be sent to the email address for the contact person indicated for that Subud center.
This certificate is the main paperwork and proof of insurance. A copy should also be sent to the Regional office. No other reporting is required until the insurance renews, which should be done before November 30 of each year for all policies. The rental coordinator should remind all renters to renew their policy at that time to have coverage for the coming year.
The online sign-up process is quite straightforward. The points that need to be reinforced with renters are:
– When filling out the form, the renter should request dates only up to November 30th of the current year. A new policy will be needed starting in December of each year.
– Only the dates selected on the calendar during the sign-up process are covered. If in doubt about whether the event will occur on one date versus another, they should include both dates. The additional cost is mimimal.
– the typical cost seems to run from $100 to $200/per year depending on number of dates covered and type of event. Events without alcohol, security service, etc are much less expensive.